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Enhance your ownership experience with
comprehensive insurance
The complete list of exclusions is available in the Terms & Conditions. Exclusions include but are not limited to:
We cover every Model S, Model 3, Model X and Model Y.
Motor Third Party Liability is a mandatory coverage for motor vehicles.
We cover the bodily injuries and/or property damage caused to third parties in the event of an accident caused by the insured vehicle.
Comprehensive Insurance covers material damage to the insured vehicle:
InsureMyTesla extensions are additional guarantees provided to the policyholder according to the plan they choose to insure their vehicle:
Essential Plan
Preferred Plan
Complete Plan
For the Motor Third Party Liability and Omnium
In all countries for which the guarantee is granted according to the insurance certificate.
For Assistance
Andorra, Austria, Bosnia-Herzegovina, Belgium, Bulgaria, Denmark, Finland, France (including Monaco), Germany, Gibraltar, Greece, Ireland, Italy, Croatia, Liechtenstein, Luxembourg, the former Yugoslav Republic of Macedonia, the Netherlands, Norway, Poland, Portugal, Romania, San Marino, Sweden, Switzerland, Serbia, Montenegro, Slovakia, Spain (including Canary and Balearic Islands), Czech Republic, Turkey, Hungary, Vatican City, United Kingdom and Northern Ireland
You can find all the deductibles per coverage depending on the plan and vehicle here.
For the underwriting of Motor Third Party Liability, the risk is accepted (or refused) on the basis of the following criteria or, if applicable, their combination:
The rate applied to the subscription of the car liability insurance takes into account the following criteria:
The age of the vehicle at the time of subscription influences the following guarantees:
When the insured motor vehicle is less than 2 years old starting from the date of first registration of the vehicle on the road, the High Voltage battery will be replaced with a new High Voltage battery of the same size. When a replacement is required and the insured motor vehicle is more than 2 years old starting from the date of first registration of the vehicle on the road, the insurer reserves the right to replace the damaged battery with a High Voltage battery of the same size that has been refurbished by Tesla or a third party authorized by Tesla.
If a reimbursement is requested instead of a replacement, the insurer will take possession of the damaged High Voltage battery and the reimbursement shall be calculated on the basis of the value of a refurbished High Voltage battery by Tesla at the time of occurrence and of the same size as the insured motor vehicle was originally delivered with.
If the Plan selected by the Policyholder and mentioned in the Special Conditions is the "Essential" Plan:
In the event of a total loss, you will receive the actual value of the insured motor vehicle.
If the Plan selected by the Policyholder and mentioned in the Special Conditions is the "Preferred" Plan:
In the case of a second-hand vehicle, i.e. where the Policyholder is not the first owner of the vehicle, or where the vehicle would have been insured elsewhere before this insurance policy was taken out, compensation at replacement value shall only be acquired for the remaining period between the date of first registration and the end of the period of 1 year from that first registration.
If the vehicle is more than 1 year old, compensation will be paid in accordance with the provisions from the second year onwards, i.e. the compensation will be calculated on the basis of the actual value of the insured motor vehicle.
If the Plan selected by the Policyholder and mentioned in the Special Conditions is the "Complete" Plan:
In the case of a second-hand vehicle, i.e. where the Policyholder is not the first owner of the vehicle, or where the vehicle would have been insured elsewhere before this insurance policy was taken out, compensation at replacement value shall only be acquired for the remaining period between the date of first registration and the end of the period of 2 years from that first registration.
If the vehicle is more than 2 years old, compensation will be paid in accordance with the provisions from the third year onwards, i.e. the compensation will be calculated on the basis of the actual value of the insured motor vehicle.
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The information on this website is supplied for information purposes only and is therefore non-contractual. It is your responsibility to carefully read the general terms and conditions of sale and make well-considered decisions.
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