Additional insurance to protect your Tesla even better

Don't leave your finances exposed to a gap in coverage!

Our Guaranteed Asset Protection (GAP) Insurance is designed to complement your regular auto insurance and ensure you're covered in the event of an accident with a total vehicle loss or theft.

Example of GAP coverage

Purchase of new Model 3
Your car has a total loss and worths
The residual leasing value worths €7.990
Your primary insurance pays you
Your GAP insurance pays you the difference of
This is an example. Your situation will be different.

Financial peace of mind

  • GAP insurance bridges the gap between the actual cash value your standard insurance company provides and what you still owe on your vehicle.

    This means you won't be stuck with unexpected debts after a total loss.
  • Drive with confidence knowing that your investment is fully protected. Even if your car's value depreciates faster than expected, you won't have to worry about covering the shortfall.

Easy enrolment and hassle-free claims

  • Enroling in GAP Insurance is a breeze. Our user-friendly online platform makes it simple to add this valuable coverage to your existing policy.
  • In the unfortunate event of a total loss, our streamlined claims process ensures that you get the financial support you need so you can get back on the road quickly.

Low-lost premiums

Our GAP Insurance is surprisingly affordable, and it's a one-time purchase that can be added to your existing auto insurance policy.

You'll enjoy a comprehensive safety net for a fraction of the cost of traditional coverage.

Why is GAP important?

Fill the gap in your coverage

Protect your investment

Don't let depreciation leave you with a financial gap. GAP insurance ensures you're covered for the full value of your vehicle.

Peace of mind

Enjoy stress-free driving, knowing that you won't face unexpected debts in case of an accident with total loss or theft.

Prompt claims

We're here to support you when you need it most. Our hassle-free claims process ensures you receive your payout quickly.

Refund in case of total loss for a Tesla Model 3 after 3 years

Please note our exclusions

This list of exclusions is not exhaustive. Please read the General Conditions for more information.

Frequently Asked Questions

Who is eligible to get Gap Insurance?

You can only take out this policy within 60 days of the date you take delivery of the insured vehicle. There is an active leasing contract and being an InsureMyTesla customer, etc.

How can I purchase GAP Insurance?

Firstly, customer needs to purchase InsureMyTesla and only then, and if it’s eligible to get GAP, can purchase GAP Insurance.

When does GAP insurance begin and end?

From the moment of car purchase until 3 years.

What is GAP insurance and why do I need it?

GAP insurance is an optional coverage that fills the 'gap' between the actual cash value your standard auto insurance pays in the event of a total loss and the amount you still owe on your vehicle. It's important to protect your investment and avoid unexpected debts.

How much does GAP insurance cost?

The cost of GAP insurance varies depending on factors such as the value of your vehicle, the loan amount and your InsureMyTesla Policy. However, it's usually affordable and is great value for the protection it provides.

How do I file a GAP insurance claim?

If you wish to make a claim, you can send an email to or call the +41 79 722 78 35.


Helvetia Global Solutions Ltd logo

Helvetia Global Solutions Ltd is the risk carrier for the InsureMyTesla program in Belgium.

Helvetia Global Solutions Ltd is part of Helvetia Insurance, a successful international insurance group with over 11,500 employees and more than 7 million customers.

Learn more about Helvetia Global Solutions Ltd.

Qover is the insurance intermediary and manager of your contract.

Qover is the one to contact in case you have questions or want to make changes to your policy.

Qover is an insurtech that enables companies to provide seamless, tech-driven insurance experiences

Learn more about Qover